Basic Checking

Basic Checking is a great option for members who may be new to banking. Perhaps you are a college student or new to the workforce, and haven't had a checking account or do not have a credit score yet. Members who started with a YChecking account often transition into a Basic Checking account when they reach age 18. 

Our Basic Checking account features include:

  • NO minimum balance

  • Low $2 monthly fee - can be waived by enrolling in E-Statements and E-Notices

  • FREE ATM/VISA Debit Card

  • SURCHARGE-FREE access to over 23,000 ATM locations worldwide

  • FREE Branch access to over 5,000 offices worldwide through Shared Branching

  • FREE Industry-Leading* Online & Mobile Banking and BillPay

  • FREE remote check deposit

    *Rated 4.7 on the App Store

Choose from a wide variety of check and debit card designs: 


High School Mascot Check/ATM Card Designs

Standard Check/ATM Card Designs


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person  who opens an account. What this means for you: When you open a new account, Superior Credit Union will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. To become a new member:

  • Two forms of identification are required.
  • All new accounts opened with a check will be subject to a hold.
  • All accounts are subject to approval.



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