Skip-A-Pay | Superior Credit Union
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Sign up for Skip-A-Pay and use the extra cash to give you and yours a Merrier Christmas!

To skip one of your loan payments, return a signed Skip-A-Pay form and indicate whether the $39 Skip-A-Pay fee is to be debited from your account or added to your loan balance.

For more information about Holiday Skip-A-Pay, stop into any of our convenient full-service locations or call Member Services at 419.223.9746 or toll free at 877.717.2271.

Visit Your Local Branch to Apply

Several restrictions may apply:

  1. This offer entitles borrowers in good standing during the current year to skip one month’s loan payment. Skip Payment requests will not be accepted if the account is past due or exceeds maximum interest rate allowances.
  2. All other terms and conditions of the loan, including the note rate and collateral security for the loan, will remain in full force and effect.
  3. Skipping payment will delay the scheduled reduction of the principle balance on your loan and as a result will increase the total finance charge on your loan. The maturity date of your loan will be moved back one month. Each member opting to use Skip-A-Pay will be required to sign a form stating that they have been disclosed the new APR and payment schedule.
  4. Your final payment will equal the amount of the skipped payment plus accrued interest and fees (if applicable).
  5. We will skip the payment you desire, depending on when the request is received. Eligible months are payments for November or December.
  6. Mortgage, Home Equity and Student loans are not eligible for the Skip-A-Pay program.

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