Privacy Policy

FACTS

WHAT DOES SUPERIOR CREDIT UNION, INC. DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 

• Social Security number and overdraft history
• Credit history and credit scores 
• Employment information and payment history

How

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Superior Credit Union, Inc. chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information

Does Superior Credit Union, Inc. Share?

Can You Limit This Sharing?

For our everyday business purposes –

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

Yes

No

For our marketing purposes –

To offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes –

Information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes –

Information about your creditworthiness

Yes

No

For our affiliates to market to you

Yes

No

For nonaffiliates to market to you

Yes

No

To Limit Our Sharing

Call 877.717.2271 or 419.223.9746 – our menu will prompt you through your choice(s)

or

Visit us online: SuperiorCU.com

Please Note:

If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 877.717.2271 or 419.223.9746 or go to SuperiorCU.com

What We Do

How does Superior Credit Union, Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Superior Credit Union, Inc. collect my personal information?

We collect your personal information, for example, when you:

• Open an account or seek advice about your investments
• Give us your income information or apply for financing
• Show us your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only: 

• Sharing for affiliates’ everyday business purposes—information about your creditworthiness 
• Affiliates from using your information to market to you 
• Sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. 

• Our affiliates include companies with a Superior Financial Solutions, Superior Insurance Services, Superior PLUS Realtors, and Superior Title, LLC name

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. 

• Superior Credit Union, Inc. does not share with our nonaffiliates so they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 

• Our joint marketing partners include Affinion and CUNA Mutual Group.