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Routing Number 241279616
A Certificate of Deposit account can be a
smart way to save if you want to earn higher interest rates than a
traditional savings account. Before you open one, knowing how to make
the most of your CD savings is essential. Here's a guide to get you
started!
Compare
CD account rates and their specific terms. CD terms can range
anywhere from a few months to several years. Generally, the longer
the term, the higher the interest rate. Consider how long you will
leave your money untouched to maximize your returns.
CD
accounts usually come with a minimum deposit requirement. It’s
essential to check this before opening an account. Some banks may
require only a few hundred dollars, while others may need a larger
initial deposit. Choose one that fits your budget and savings goals.
The
most significant advantage of CD accounts is the higher interest
rates compared to regular savings accounts. These rates can help your
money grow quickly, especially when interest is compounded over time.
A
laddering strategy involves opening multiple CDs with different
maturity dates. This strategy allows you to access some of your funds
periodically while still earning higher rates on the rest. It's a
great way to balance liquidity and earning potential.
Once
your CD matures, reinvest the funds into a new CD to keep the growth
going. This can help you take advantage of rising CD account rates
and continually increase your savings.
If
you're in Toledo, Lima, or Cincinnati, OH, consider starting your
savings journey with Superior Credit Union. We offer competitive CD
account rates and excellent customer service to help you achieve your
financial goals.
Ready to make your money work harder for you? Open a CD account today with Superior Credit Union and see the benefits!
Since visiting Superior Credit Union both Laurie and I have become members and moved money into investments through Superior. We have been VERY happy with the service provided by Tim Niebel and others that we have come in contact with. The customer service and value of being appreciated as a member by far surpasses any bank we have been in contact with or used. Prior to playing the Piggy Bank promotion, I had barely heard of Superior and after we talked to many of our friends who are members and got excellent reviews.Bill & Laurie
Love the people working at my branch. They helped me not only set up a checking and savings account but also a 12 month CD. Thank you guys for the help.Noel N.
John was very very helpful, gave me insight on savings accounts and helped me get what I needed quickly!Dylan W.
We purchased a home and received $2,000 towards our closing through SuperiorFirst. We went through Katie at the Elida branch, and she was a big help in getting that and answering all the questions we had along the way. As first-time homebuyers, Superior was a big help throughout the process!
As first-time homebuyers, Superior made it easy. We applied for or home loan online and heard back with our pre-approval within a couple of days! Alisha Reaman was super helpful and informative. She answered all of our questions and explained all the steps during our home buying process. We are extremely thankful for Alisha and the rest of the Superior staff, even more thankful for being chosen to receive the first-time homebuyers grant through Superior! We highly recommend Superior for first-time homebuyers!Ian & Savanna
Without the SuperiorFirst grant funds and help of Superior Credit Union, homeownership would not have been possible. The process from pre-approval to closing was very easy.Kalen L.
Todd and the rest of the amazing Superior staff made my vehicle purchase smooth and convenient for me. They truly went above and beyond to provide the most fantastic customer service, well past their closing hours so I could pick up my vehicle on time. I cannot thank them enough, from our personal accounts, business account, mortgage and now two auto loans - Superior is our number one choice!Holly S.
Thanks for your help with the loan!!! Love love love this car!!!Amanda M.
With the recent reduction in interest rates, we inquired to see if we could qualify for a better mortgage rate with Superior. We applied online to inquire about refinancing and were contacted within a day by Alisha at Superior. She provided us with plenty of information, answered all our questions and was great to work with. We qualified for a better interest rate which ultimately led to a reduction on our minimum principal and interest payment. This gave us the ability to reduce the time to pay off our mortgage by making the same monthly payment as we were with our previous lender. Superior was easy to work with, willing to answer all our questions and, most important, helped us save money.Alyssa & Chris
Chaz and I were ecstatic when we finally found the perfect land to build our home on after months of searching. Superior Credit Union made the process quick and easy for us from start to finish. We were able to do our application and sign our disclosures all by email which made it incredibly easy for us during the uncertainty of times like this; and we were appreciative of the communication and support we had during our loan process. We can't wait to team up with Superior for our construction loan!Shannon & Chaz
I recently got a Home Equity Loan. I am happy to say I was able to get a new car as well as ALL new windows and doors for my entire house! I am pleased to say that despite the pandemic, Narissa Trigilio was there to help me get this processed. I also needed more $ and she was quick to get this done as well, so I could get my car and house taken care of in a timely manner. Excellent customer service.Lisa S.
Julie and Kelly were both fantastic, they met all our needs and very professional. Even when we hit small roadblocks they worked through it, and always found solutions. Great company to work with, they will help save you tons of money.Shawn & Natalie
Love using Superior Insurance Services. They always work with me on bills and claims to see if I should claim something or if there are better options to lower my bill. Keep up the great work.Bruce H.
Very friendly and helpful staff. They go the extra mile and I saved a lot on my auto and apartment renter's insurance. It made a big change to my budget! Thank you Wendy!Elizabeth M.
We purchased a home and received $2,000 towards our closing through SuperiorFirst. We went through Katie at the Elida branch, and she was a big help in getting that and answering all the questions we had along the way. As first-time homebuyers, Superior was a big help throughout the process!
As first-time homebuyers, Superior made it easy. We applied for or home loan online and heard back with our pre-approval within a couple of days! Alisha Reaman was super helpful and informative. She answered all of our questions and explained all the steps during our home buying process. We are extremely thankful for Alisha and the rest of the Superior staff, even more thankful for being chosen to receive the first-time homebuyers grant through Superior! We highly recommend Superior for first-time homebuyers!Ian & Savanna
Without the SuperiorFirst grant funds and help of Superior Credit Union, homeownership would not have been possible. The process from pre-approval to closing was very easy.Kalen L.
Todd and the rest of the amazing Superior staff made my vehicle purchase smooth and convenient for me. They truly went above and beyond to provide the most fantastic customer service, well past their closing hours so I could pick up my vehicle on time. I cannot thank them enough, from our personal accounts, business account, mortgage and now two auto loans - Superior is our number one choice!Holly S.
Thanks for your help with the loan!!! Love love love this car!!!Amanda M.
With the recent reduction in interest rates, we inquired to see if we could qualify for a better mortgage rate with Superior. We applied online to inquire about refinancing and were contacted within a day by Alisha at Superior. She provided us with plenty of information, answered all our questions and was great to work with. We qualified for a better interest rate which ultimately led to a reduction on our minimum principal and interest payment. This gave us the ability to reduce the time to pay off our mortgage by making the same monthly payment as we were with our previous lender. Superior was easy to work with, willing to answer all our questions and, most important, helped us save money.Alyssa & Chris
Chaz and I were ecstatic when we finally found the perfect land to build our home on after months of searching. Superior Credit Union made the process quick and easy for us from start to finish. We were able to do our application and sign our disclosures all by email which made it incredibly easy for us during the uncertainty of times like this; and we were appreciative of the communication and support we had during our loan process. We can't wait to team up with Superior for our construction loan!Shannon & Chaz
I recently got a Home Equity Loan. I am happy to say I was able to get a new car as well as ALL new windows and doors for my entire house! I am pleased to say that despite the pandemic, Narissa Trigilio was there to help me get this processed. I also needed more $ and she was quick to get this done as well, so I could get my car and house taken care of in a timely manner. Excellent customer service.Lisa S.
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