* Introductory rate of 1.99% APR (0.00545% daily periodic rate) valid through February 28, 2018. Variable rates as low as 3.75% APR (0.01027% daily periodic rate) following intro period, based upon Prime Rate published in the Wall Street Journal minus a margin of (0.50%). Variable rate is subject to change monthly. Floor rate is 3.00% APR, maximum rate is 15.00% APR (0.041% daily periodic rate). Other rates available. Annual fee of $25 will apply. Minimum $10,000, 2-year repayment term, and active checking account for no closing costs offer (costs average $200-$400). Maximum loan-to-value is 85%.