Direct Deposit

Direct Deposit is the fastest and safest way to deposit your paycheck, Social Security, or pension check into your Superior account.

The Benefits of Direct Deposit:

  • There are no paper checks to be lost, stolen, or damaged.
  • Funds are available the same day the direct deposit is made to your account.
  • It can save you trips to the bank and help you avoid long lines at tellers or ATMs.
  • Even if you are out of town, sick, or unable to get to your financial institution the funds will be automatically deposited in your account. 
  • Direct deposit can help you avoid bouncing checks because the deposit is direct and on time.
  • The federal government and many employers will deposit your check a day early if the regular payday falls on a holiday.
  • It saves you money. A study has shown the total direct and indirect costs of depositing a check yourself, instead of using direct deposit, are $5.88. If you get paid every other week, it could end up costing you more than $150 a year to deposit your own paycheck!

Setting Up Direct Deposit

Establishing direct deposit of your paycheck requires you to go through your employer, who will have the paperwork needed to set it up. In most cases, a simple form from your employer with our routing number and your account information is all it takes to get started!

The routing number is the first set of numbers on the bottom left of your check (SCU Routing Number is 241279616). The routing number is followed by your account number and the number of the check itself. Please contact your payroll department or any helpful SCU Member Service Representative for more details on how to get setup with Direct Deposit.

Payroll Deduction

Payroll Deduction allows you to designate a portion of your direct deposit to make loan payments or establish a regular savings plan. This automated method allocates funds from your direct deposit to any of your SCU accounts that you designate (i.e. savings, checking, IRA, etc.).  You can even allocate funds to automatically pay on SCU loans that you have with the credit union (i.e. car loan, VISA Credit Card, mortgage)!

Our helpful staff can set up payroll deductions for you. You can also setup and manage automatic transfers in Online Banking!

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